ICTs for Innovation 2

Too Good to Be True? Understanding How Blockchain Revolutionizes Loyalty Programs

Lu Wang, University of International Business and Economics
Xin (Robert) Luo, University of New Mexico
Botong Xue, Mississippi State University

A Framework Proposal for Examining the Effect of ICT Adoption Level on Innovativeness in SMEs

Busra Alma, Sakarya University
Erman Coskun, Mohammad Bin Salman College for Business and Entrepreneurship
Mehtap Ozsahin, Yalova University

Who Are the Users of Digital Innovation for Financial Inclusion? The Case of M-Shwari

Wenxiu Nan, Bentley University